I’ve always wondered how I would react to winning a million dollars in the lottery. Taxes aside, if given a choice to take payments over 30 years or take a lump sum now, which would be better ? Taxes aside, it is better to have the million in hand now rather than wait to collect…
Payments today have become seamless and mobile-based. Payment apps like PayTM are encouraging more and more users to go mobile where financial transactions are concerned. Well, PayTM is a peer to peer payment app. In addition to such apps, mobile banking applications are quite sought after. A mobile banking app helps consumers make online transactions,…
To stay in good shape after the complete divorce process is finalized, it is worthwhile to think about protecting yourself not only from emotional upheaval but also financial stress long before you even start it. You can do it by ensuring that your repayment ability is perfect by the time you fill out your DIY…
Running a business can make it hard to organize your finances. Unlike a salaried employee who relies on their pay coming into their account each month, when you own your own business you have to think further in advance. Anything can happen, and if something goes wrong with the business you want your personal finances…
Many people have this same question. They are wondering just how important it is to get taxes done early. You might think it is simply to reduce stress, but that is not the full story. Filing taxes early is actually much more beneficial to you than you might think, and it can really allow you…
When you have debt piling up on your accounts, you need to manage them properly to stay afloat and get financial stability. Though debt is a significant concern for your finances, you can consolidate it with the right strategies. It can help you to deal with unexpected medical bills, overwhelming loan repayments, get financial freedom,…
In general terms, your credit score determines whether you’re financially responsible or not. Your credit score is influenced by your spending habits and your ability to pay back the loan. It helps financial institutions determine whether or not to provide you with a loan. Apart from access to the best loan options, there are several…
In this era of rapidly growing technology, robotic process automation (RPA) is turning out to be one of the most exciting concepts. RPA helps enterprises to transform business processes by aligning the accounting software or a bot to perform time-consuming, laborious tasks. Accounting processes like accounts receivable (AR) and accounts payable (AP) are essential for the…
Why Small Businesses Need To Master Bookkeeping All small business aiming to make it big need bookkeeping. However, many find it daunting as bookkeeping can be time consuming and make you lose focus from other core areas of your business. Businesses from all walks of the industry like small traders, retailers, restaurants, etc. need bookkeeping…
Acquiring a credit card can be difficult when you’ve recently moved to a new country and don’t have a local credit history. Most of the credit card companies must review applicants’ credit, and without a credit history, you might be denied credit even if you’ve always paid your bills on time. However, that’s not always…
